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The PayPal US Business account now has an Account Number and Routing Number. Can it be used as a bank account?
跨境支付👤 Bob Tong2026年8月21日

The PayPal US Business account now has an Account Number and Routing Number. Can it be used as a bank account?

Many merchants hold a US PayPal Business Account, yet few have ever clicked the “View account and routing number” link below their available balance. Behind that option sits a unique account number and ABA routing number issued by The Bancorp Bank, N.A., which can receive corporate ACH deposits and initiate direct ACH payments on merchant websites that support the network. This article clarifies exactly what this set of numbers can be used for, what usage limits apply, and breaks down the essential differences between this PayPal feature and dedicated corporate banking platforms like Mercury.

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