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One account for multi-currency receiving, virtual credit cards, cross-border remittance, and independent-site payment gateway. Licensed in multiple jurisdictions, Airwallex is the versatile financial hub for Asia-Pacific e-commerce sellers.
Assume your store processes $10,000/month (200 orders, $50 AOV).
Using Stripe: Rate 2.9% + $0.30/transaction. Monthly fee = 2.9% × $10,000 + $0.30 × 200 = $350.
Using Airwallex: Rate from 1.5% (Asia-Pacific routes). Monthly fee ≈ 1.5% × $10,000 = $150.
Save $200/month, $2,400/year. For low-AOV, high-volume stores, Airwallex's fee advantage is especially compelling.
Based on your business structure
Approval typically takes 1-3 business days
Based on your business scenario
Base accounts only support receiving and remittance. To use Airwallex as your store's payment gateway, you must separately apply for Payment Gateway permission — stricter review requiring historical transaction data and a business description.
When using virtual cards for ad spend, avoid sudden large charges or frequent changes to the linked ad account — this can trigger risk control freezes. Start small and scale gradually.
Airwallex's currency conversion fee is only 0.5%-0.6%, far lower than traditional banks' 2%-3%. Don't rush to withdraw after receiving foreign currency — convert strategically within the account for better rates.
Best combo for independent stores: Airwallex for Asia-Pacific + Stripe for Western markets + Wise for low-cost profit repatriation